Mortgage Rates

Open the door to your dream home with our competitive Mortgage Rates. Empower your journey with secure, flexible options crafted to fit your needs. Experience exceptional value and guidance every step of the way!

Rates Effective as of 3/3/2026

For Consumer and Residential Lending please contact:

Karen A. Kupres- NMLS #543620
Direct: (484) 613-1199
Telephone: (610) 379-5051

Tawny M. Delich – NMLS #481896
Direct: (570) 249-6563
Telephone: (570) 325-3631

For Commercial and Business Lending please contact:

Richard Kistner – NMLS #877893
Direct: (570)249-6649
Telephone: (570)325-3631

Courtney Miller – NMLS #2626354
Direct: (570)249-6633
Telephone: (570)325-3631

Term Up to 80% Loan to Value	Interest Rate	APR	Monthly Payment per $1,000.00	$100,000 Loan Payment
30 Year Fixed (or 360 monthly payments)	5.850%	5.917%	$5.90	$589.94
20 Year Fixed (or 240 monthly payments)	5.550%	5.639%	$6.91	$690.71
15 Year Fixed (or 180 monthly payments)	5.250%	5.361%	$8.04	$803.88

These rates apply to the purchase or refinance of 1-4 family owner-occupied residential properties with a 20% down payment.

APR is based on $100,000.00 loan amount. Maximum loan to value ratio is 80% (up to 97% with PMI)

For credit secured by a 1st lien, payment does not include amounts for taxes and insurance premiums, if applicable, and the actual payment amount will be greater.

Rates subject to change. Additional mortgage products and rates available, please contact one of our Mortgage Loan Originators listed below for current rates.

Fixed-Rate Mortgage – Your interest rate is fixed, offering stable monthly payments for the life of the loan.

Please contact one of our mortgage lenders at the following locations for mortgage loan programs available.

Construction Mortgages – Unlike other institutions our rate does not change after the construction phase. Lock into the same great rate during construction as well as the permanent financing. Interest only during construction. No additional points, low inspection fees, and one settlement!

Term	Interest Rate	APR	Monthly Payment per $1,000.00	$100,000 Loan Payment
30 Year Fixed (or 360 monthly payments)	5.850%	5.969%	$5.90	$589.94
20 Year Fixed (or 240 monthly payments)	5.550%	5.707%	$6.91	$690.71
15 Year Fixed (or 180 monthly payments)	5.250%	5.447%	$8.04	$803.88