Compare our wide range of personal checking options:
Save the environment & save money.
E-Checking features:
- Unlimited check writing
- No monthly service fee
- E-Communications
- Debit MasterCard®
- Unlimited use of JTNB ATMs
- Telephone banking
- iBanking
- iMobile
- Monthly electronic statement Required
- Open with a minimum of $10.00
- No minimum balance
Build Strong Financial Habits for a Successful Future!
Student Checking
Designed for students ages 13 to 23, our Student Checking account provides convenient banking tools to help develop responsible money management skills while avoiding unnecessary fees.
Student Checking Features:
- Available for students ages 13-23
- No monthly maintenance fee
- Monthly electronic statement required
- Debit MasterCard®
- Digital Wallet
- Unlimited use of JTNB ATMs
- iBanking
- iMobile
- Open with a minimum of $10.00
- No minimum balance requirement
- Not eligible for JTNB’s Overdraft Privilege Program (Bounce Protection℠)
- PIN-based Debit Card transaction fees are waived until the student account holder reaches age 24
- Students under the age of 18 must have a parent or legal guardian as a joint owner on this account.
Simple. Convenient. Designed for Students.
For our traditional friends who prefer plain vanilla options.
Classic Checking features:
- Unlimited check writing
- Debit MasterCard®
- Unlimited use of JTNB ATMs
- Telephone Banking
- iBanking
- iMobile
- Monthly paper statement ($5.00 monthly fee for this service)
- Open with a minimum of $10.00
- No minimum balance
All American 50 Checking features:
- Unlimited check writing
- No monthly maintenance fees
- Debit MasterCard®
- Unlimited use of JTNB ATMs
- Telephone Banking
- iBanking
- iMobile
- Monthly paper or electronic statement
- Must be 50 years old or older
- Open with a minimum of $10.00
- No minimum balance
Seniors who want a little extra.
All American 50 GOLD Checking features:
- Interest bearing account
- Unlimited check writing
- Telephone Banking
- iBanking
- iMobile
- Debit MasterCard®
- Unlimited use of JTNB ATMs
- Monthly paper or electronic statement
- Must be 50 years old or older
- 50% off the rent of a safe deposit box
- Open with a minimum of $300.00
- Minimum balance required
Balance/Account Information
You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. A $5.00 maintenance service charge per month if the average daily balance in the account falls below $300.00, but no maintenance service charge if the average daily aggregate balance in all your deposit accounts is at least $2,500.00.
NOW Account
Now Account features:
- Interest bearing account
- Unlimited check writing
- Debit MasterCard®
- Unlimited use of JTNB ATMs
- Telephone Banking
- iBanking
- iMobile
- Monthly paper or electronic statement
- Open with a minimum of $1,500.00
- Minimum balance required
Balance/Account Information
You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. A $5.00 maintenance service charge per month if the average daily balance in the account falls below $1,500.00.
Money Market Account
Competitive rates for our thrifty investors.
Money Market Account features:
- Unlimited check writing
- Telephone Banking
- iBanking
- iMobile
- Interest bearing account
- Interest is calculated on a daily basis
- Monthly paper or electronic statement
- Open with a minimum of $2,500.00
- Minimum balance required
Balance/Account Information
You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. If the average daily balance falls below $2,500.00 there is a $10.00 maintenance service charge per statement cycle.
