Deposit Rates

Maximize your savings with our competitive Deposit Rates. Empower your financial goals with secure, reliable options designed to help your money grow efficiently. Experience unmatched value and stability for your deposits!

Rates Effective as of 12/11/2025

Account Type	Minimum Deposit to Open Account	Minimum Balance Required To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
182 Day	$1,000.00	$1,000.00	1.24%	1.25%
1 Year	$1,000.00	$1,000.00	1.49%	1.50%
18 Month	$1,000.00	$1,000.00	1.25%	1.26%
2 Year	$1,000.00	$1,000.00	1.74%	1.75%
3 Year	$1,000.00	$1,000.00	1.98%	2.00%
4 Year	$1,000.00	$1,000.00	1.75%	1.76%
5 Year	$1,000.00	$1,000.00	2.00%	2.02%

Rates are subject to change at any time without notice.

Certificates of Deposit – Interest is compounded monthly and will be credited to your account monthly. Penalty may apply for early withdrawal of a Certificate of Deposit. A withdrawal will reduce earnings.

Account Type	Minimum Deposit to Open Account	Minimum Balance Required To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
1 Year IRA	$500.00	$500.00	1.49%	1.50%
18 Month IRA	$500.00	$500.00	1.25%	1.26%
2 Year IRA	$500.00	$500.00	1.74%	1.75%
3 Year IRA	$500.00	$500.00	1.98%	2.00%
4 Year IRA	$500.00	$500.00	1.75%	1.76%
5 Year IRA	$500.00	$500.00	2.00%	2.02%

Rates are subject to change at any time without notice.

IRA Certificates of Deposit – Interest is compounded monthly and will be credited to your account every 6 months. Minimum contribution to IRA Certificate of Deposit is $50.00. Penalty may apply for early withdrawal of an IRA Certificate of Deposit. A withdrawal will reduce earnings.

Account Type	Minimum Deposit to Open Account	Minimum Balance Required To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Money Market	$2,500.00	$1,000.00 – $2,499.00	.05%	.05%
		$2,500.00 – $4,999.99	.05%	.05%
		$5,000.00 – $24,999.99	.05%	.05%
		$25,000.00 – $49,999.99	.10%	.10%
		$50,000.00 – $74,999.99	.15%	.15%
		$75,000.00 – $99,999.99	.20%	.20%
		$100,000.00 or more	.20%	.20%
All American Gold	$300.00	$500.00	.10%	.10%
Now Account	$1,500.00	$1,000.00	.10%	.10%
Statement Savings	$50.00	$100.00	.10%	.10%
*Auto Transfer Christmas Club	$0.00	$0.00	.10%	.10%

Rates are subject to change at any time without notice. Fees could reduce earnings.

*Auto Transfer Christmas Club – Interest will be compounded and credited on October 10th of each year. On October 10th of each year, we will pay the balance in this account to you by check or transfer to a checking or savings account. If you close your account before interest is credited, you will be charged a $5.00 fee

Additional Deposit Products

For Commercial and Business Deposit information please contact Jim Thorpe Neighborhood Bank for additional deposit product types and terms.

From time to time, JTNB may match local Competitor rates and promotions, upon customers request. This opportunity is available to all customers. Restrictions may apply. JTNB reserves the right to counter or alter the offering at any time. Penalties may apply.

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