Mortgage Rates

Open the door to your dream home with our competitive Mortgage Rates. Empower your journey with secure, flexible options crafted to fit your needs. Experience exceptional value and guidance every step of the way!

Rates Effective as of 9/24/2024

Main Office
Richard Kistner – NMLS #877893
Direct: (570)249-6649
Telephone: (570)325-3631

Tawny M. Delich – NMLS #481896
Direct: (570) 249-6563
Telephone: (570) 325-3631

Center Street Office
Emily E. Yamauchi – NMLS#2687147
Direct: (570) 413-8873
Telephone: (570) 325-2783

Penn Forest Office
Renee P. Smith – NMLS #2003291
Direct: (570) 413-8001
Telephone: (570) 325-2909

Nesquehoning Office
Heike A. Hartman – NMLS #2003290
Direct: (570) 273-0028
Telephone: (570) 669-6741

Lehighton Office
Karen A. Kupres- NMLS #543620
Direct: (484) 613-1199
Telephone: (610) 379-5051

Renee E. Biechy- NMLS #543616
Direct: (484) 613-1196
Telephone: (610) 379-5051

Lansford Office
Heike A. Hartman – NMLS #2003290
Direct: (570) 393-7004
Telephone: (570) 645-3293

Additional Loan Products

For Commercial and Business Lending please contact Jim Thorpe Neighborhood Bank for additional loan types and terms.

Main Office
Richard Kistner – NMLS #877893
Direct: (570)249-6649
Telephone: (570)325-3631

Term Up to 80% Loan to Value	Interest Rate	APR	Monthly Payment per $1,000.00	$100,000 Loan Payment
30 Year Fixed (or 360 monthly payments)	6.250%	6.319%	$6.16	$615.72
20 Year Fixed (or 240 monthly payments)	6.100%	6.191%	$7.22	$722.21
15 Year Fixed (or 180 monthly payments)	5.950%	6.064%	$8.41	$841.16

These rates apply to the purchase or refinance of 1-4 family owner-occupied residential properties with a 20% down payment.

APR is based on $100,000.00 loan amount. Maximum loan to value ratio is 80% (up to 97% with PMI)

For credit secured by a 1st lien, payment does not include amounts for taxes and insurance premiums, if applicable, and the actual payment amount will be greater.

Rates subject to change. Additional mortgage products and rates available, please contact one of our Mortgage Loan Originators listed below for current rates.

Fixed-Rate Mortgage – Your interest rate is fixed, offering stable monthly payments for the life of the loan.

Please contact one of our mortgage lenders at the following locations for mortgage loan programs available.

Construction Mortgages – Unlike other institutions our rate does not change after the construction phase. Lock into the same great rate during construction as well as the permanent financing. Interest only during construction. No additional points, low inspection fees, and one settlement!

Term	Interest Rate	APR	Monthly Payment per $1,000.00	$100,000 Loan Payment
30 Year Fixed (or 360 monthly payments)	6.250%	6.372%	$6.16	$615.72
20 Year Fixed (or 240 monthly payments)	6.100%	6.260%	$7.22	$722.21
15 Year Fixed (or 180 monthly payments)	5.950%	6.151%	$8.41	$841.16

All rates subject to change. Please contact JTNB at (570)325-3631 for current rates. For additional loan options contact one of our lenders listed below.

Additional Loan Products

Leaving www.jtnb.com