Rates Effective as of 11/08/2024
Home Equity Loans
| Term Up to 80% Loan to Value | Interest Rate | APR | Monthly Payment per $1,000.00 | ||
|---|---|---|---|---|---|
| 1-5 Years (or 12 or 60 monthly payments) | 6.000% | 6.021% | $19.33 (5 year example) | $10,000.00 Minimum | |
| 6-10 Years (or 72 to 120 monthly payments) | 6.250% | 6.261% | $11.23 (10 year example) | $10,000.00 Minimum | |
| 11-15 Years (or 132 to 180 monthly payments) | 6.500% | 6.503% | $8.71 (15 year example) | $25,000.00 Minimum | |
| 16-20 Years (or 192 to 240 monthly payments) | 6.750% | 6.751% | $7.60 (20 year example) | 1st Lien Required | $50,000.00 Minimum |
- JTNB refinances require $5,000.00 new money. Maximum loan amount $200,000.00. Loan & rate subject to credit approval and qualified borrowers.
- For credit secured by a 1st lien, payment does not include amounts for taxes and insurance premiums, if applicable, and the actual payment amount will be greater.
- For credit requiring automatic payment from a JTNB checking account, rate would be higher with no automatic payment.
- Estimated closing costs range from $426.17 to $871.17 which include, property search, copy of deed, flood report, recording fees, credit report, doc prep and appraisal fee.
- APR determined on minimum loan amount and maximum term
- All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.
Home Equity Lines of Credit - Variable Rate
- Prime Rate (Floor rate of 4.00%)
- The Annual Percentage Rate (APR) may vary monthly and is based on the prime lending rate as reported and published daily in the Wall Street Journal. Currently the prime rate is 7.750%. The maximum APR will be 18.00% with a floor rate of 4.00%. Property insurance will be required. Estimated closing costs range from $426.17 to $886.17 which include, property search, copy of deed, flood report, recording fees, credit report, doc prep and appraisal fee.
New 2023-2024 Vehicle Loans
| Term | Rate | APR | Monthly payment per $1,000.00 |
|---|---|---|---|
| 5 Year (or 60 monthly payments) | 7.250% | 7.251% | $19.92 |
| 6 Year (or 72 monthly payments) | 8.000% | 8.014% | $17.54 |
Please contact Jim Thorpe Neighborhood Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.
Used 2019-2023 Vehicle Loans
| Term | Rate | APR | Monthly Payment per $1,000.00 |
|---|---|---|---|
| 4 Year (or 48 monthly payments)-20% Down Payment | 8.250% | 8.249% | $24.53 |
Please contact Jim Thorpe Neighborhood Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.
Personal Loans
| Term | Rate | APR | Monthly Payment per $1,000.00 |
|---|---|---|---|
| 4 Year (or 48 monthly payments) Secured | 8.500% | 8.504% | $24.65 |
All rates subject to change. Please contact JTNB at (570)325-3631 for current rates. For additional loan options contact one of our lenders listed below.
Main Office
Richard Kistner – NMLS #877893
Direct: (570)249-6649
Telephone: (570)325-3631
Tawny M. Delich - NMLS #481896
Direct: (570) 249-6563
Telephone: (570) 325-3631
Center Street Office
Lori A. Cinicola- NMLS #543617
Direct: (570) 413-8873
Telephone: (570) 325-2783
Penn Forest Office
Renee P. Smith – NMLS #2003291
Direct: (570) 413-8001
Telephone: (570) 325-2909
Nesquehoning Office
Heike A. Hartman – NMLS #2003290
Direct: (570) 273-0028
Telephone: (570) 669-6741
Lehighton Office
Karen A. Kupres- NMLS #543620
Direct: (484) 613-1199
Telephone: (610) 379-5051
Renee E. Biechy- NMLS #543616
Direct: (484) 613-1196
Telephone: (610) 379-5051
Lansford Office
Heike A. Hartman – NMLS #2003290
Direct: (570) 393-7004
Telephone: (570) 645-3293
Additional Loan Products
For Commercial and Business Lending please contact Jim Thorpe Neighborhood Bank for additional loan types and terms.
Main Office
Richard Kistner – NMLS #877893
Direct: (570)249-6649
Telephone: (570)325-3631